Our firm is like family. We truly believe that each case is someone’s life and we need to treat it as such.
Attorney Verónica Irizarry, a native of Ponce, brings years of experience to her securities and commercial litigation practice along with her team of collaborators. We do not see ourselves simply as “lawyers”, but as a group of collaborators always working to be our clients’ trusted counsel in any commercial, securities, real estate, and corporate matters. We believe in integrity, trust, innovation and teamwork. We are committed to serve the island and helping its economical, financial and social development.
Supreme Court of Puerto Rico
U.S District Court for the District of Puerto Rico
U.S Court of Appeals 1st Circuit
Puerto Rico Lawyers Bar Association
American Bar Association
Public Investors Arbitration Bar Association
We provide corporate counsel, from general corporate matters such as the incorporation of the company, directors’ and shareholders’ rights, articles of incorporation, board meetings, among others. Also, matters such as mergers, acquisitions, restructuring. As we move from on stage to the other, from negotiation to documentation, our team of accountants, financial advisors and tax lawyers come into play. Together, we have an exemplary team of ambitious and knowledgeable professionals prepared to address your business or transactions. We also help individuals or corporations enter the island, start operations and/or business under the benefits of the Code of Incentives (Act 60-2019).
Lastly, we provide legal representation in any litigation regarding corporate matters.
Verónica Irizarry is actively representing numerous investors who have suffered devastating losses from investing in different products. Together with her team of collaborators, Verónica Irizarry is committed to helping investors recover those damages to which they are entitled. Many investors have potential claims against brokerage firms because of the breach of their numerous duties and obligations to investors.
Verónica Irizarry looks forward to the honor of meeting with you and discussing whether FINRA arbitration is viable for you.
All consultations are confidential and at no cost. If she believes her team can help you, she will offer to represent you on a contingency fee basis. Generally, all expenses are advanced on the client’s behalf. Please remember that the hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide to hire an attorney, ask the attorney to send you free written information about their qualifications and experience.
We manage all phases of the civil litigation from the investigation, pleadings and discovery all through the trial, settlement and appeal process. We represent our clients in all Puerto Rico state and federal courts and mediations or arbitrations before the Financial Industry Regulatory Authority (FINRA) and the American Arbitration Association (AAA). Also, any other contractual &/or administrative forum.
I always knew I was made to solve problems in the fastest way possible. I am driven with the opportunity to make my clients lives easier from day one. It is not focusing on the problems, but focusing on the solution whether that is inside or outside of court or in arbitration. Also, it is my ultimate goal to be accessible to every client so they feel they have their lawyer at hand, at all time. For me, that is true service.
Verónica Irizarry, a native of Ponce, brings years of experience to securities and commercial litigation. She is actively representing numerous investors who have suffered devastating losses. Irizarry and her team of collaborators are committed to helping investors recover those damages to which they are entitled.Many investors have potential claims against brokerage firms because of the breach of their numerous duties and obligations owed to investors.
Verónica Irizarry looks forward to the honor of meeting with you and discussing whether FINRA arbitration is viable for you. All consultations are confidential and at no cost. If she believes her team can help you, she will offer to represent you on a contingency fee basis. Generally, all expenses are advanced on the client’s behalf. Please remember that the hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide to hire an attorney, ask the attorney to send you free written information about their qualifications and experience.
Compared to resolving a controversy in Court, one of the most appealing features of the arbitration or mediation process in FINRA is its private nature. When a complaint is filed in court, its contents and all subsequent filings are immediately a matter of public record. The complaint itself becomes a public document. In arbitration, however, the Statement of Claim filed is not a public document; there is no Court Clerk to go to and get a copy of the claim. If someone visited the FINRA offices to review a filed Claim, they would not be able to get a copy. This is a private and confidential litigation process. While cases litigated in court are characterized by time consuming and expensive discovery, arbitrations generally do not involve the same degree of discovery. In fact, depositions rarely to ever occur in arbitration. Unless the arbitration proceeds to a final hearing, both the Claim and any Settlement Agreement will be completely confidential. Typically, only the involved parties and regulators will have knowledge of the amount of any settlement. The settlement amount could potentially become part of a public regulatory record, but this rarely occurs. Even if it did, neither details of a Claim nor the underlying facts would become public.
Before accepting any case, attorney Verónica Irizarry will evaluate its strengths and weaknesses. She will meet with you in person, regardless of your location, because she believes it’s important to determine how well we can work together in order to achieve the best possible outcome. She will start by asking you for all documents that she believes are relevant to your case. Depending on the facts, she may need to speak with other people who have knowledge of your case, including but not limited to your accountant. Before the process begins, a fee agreement will be discussed. You will not be charged for time she and her team spends reviewing your case to determine whether they will accept it on a contingency fee basis. All fee agreements must be in writing and signed. Verónica Irizarry will advance the expenses necessary to prosecute your case and obtain the best outcome.
If you have a case viable to arbitrate, Veronica Irizarry and her team will work to prepare a Statement of Claim. Once the Statement of Claim is finalized and verified by you, it will be filed with FINRA. The filing is private and not posted in public records.Once claims are filed, final arbitration hearings will likely occur in about eighteen to twenty months. Between the time of filing and the final arbitration hearing, Verónica Irizarry and her team will devote a substantial effort toward preparation, take any step needed, meet with you and other witnesses as often as necessary to prepare the case. At all stages of the process, Veronica Irizarry will make every effort to be accessible to you. You are welcome to call her cell phone whenever necessary. She will meet in person as often as needed.
Commonly, securities firms engage in settlement negotiations before beginning an arbitration hearing. Some investors achieve fair settlements, early in the pursuit of their claims or even at the very end. Settlements can occur through direct negotiation between attorneys or through formal Mediation can occur at any time during the process and is usually voluntary and non-binding. The parties simply agree on a specific mediator, whose role is to help the parties achieve a fair and reasonable settlement.
If the parties are unable to reach a settlement, a final Arbitration hearing is likely to occur. There is no predetermined length of time for an Arbitration hearing – that will depend on the facts and circumstances of your case. Usually, the Arbitration hearing is somewhere between five to eight days long. At the conclusion of the Arbitration hearing, in about thirty days, the arbitrators render a final decision or Award, by which, with limited exceptions, the parties are bound to abide and will resolve the Claim.
Northstar (Bermuda) offered to investors around the world different types of investment and insurance products, such as Global Index Product, Global Advantage Select, Global Interest Accumulator, Global VIP Elite and Global Advantage Plus Series.
These products were sold by brokerage firms in the United States such as Cetera Investment Services, Raymond James Financial Services, J.P. Morgan Securities, SunTrust Investment Services, Inc., Hancock Whitney Investment Services, Bankoh Investment Services (which is a nonbank subsidiary of Bank of Hawaii), Ocean Financial Services, LLC, and Unionbanc Investment Services.
Today, investors around the world are rightfully claiming that stockbrokers and financial advisors may have misrepresented Northstar (Bermuda) investments as low-risk, conservative, certificate of deposit-like, with no risk of loss of principal; all of this while guaranteeing monthly income.
Northstar (Bermuda) has filed for bankruptcy protection. This could mean that investors will likely lose a significant part, -if not all-, of their principal.
Investors might be entitled to recover some or all their Northstar (Bermuda) losses by pursuing their claims against the brokerage firms that recommended and sold these products, through a Financial Industry Regulatory Authority (FINRA) arbitration procedure in the United States.
If you or someone you know purchased securities offered by Northstar Financial Services (Bermuda) and suffered substantial losses, our office can help you. Please, contact us at your convenience for a free consultation.